Simplifying Your Healthcare Decisions!
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Medicare . . . . SO many important questions with SO many complicated answers! Like when do I enroll, do I have to pay a premium for Part A, what about Part B? Can I wait and enroll later? Are there “penalties” for not enrolling at certain times? We know the answers to those questions and the many more that you will find that you want to ask. We will walk the path with you through your Medicare journey.
Now let’s talk about all the literature (junk mail), commercials on TV and radio about Medicare Advantage plans. Plans change every year; we keep up with it so you don’t have to .
Plans vary by location and as your local source, we are experts in all the Medicare options with the varied companies that are available in our demographic area.Describe important details like price, value, length of service, and why it’s unique. Or use these sections to showcase different key values of your products or services.
DescribeAffordable Care Act. You’re confused? We can help! There are always many moving parts. Many good parts; no one can be denied health insurance due to pre-existing conditions, the ten essential benefits are now included , premiums are based on salary, subsidy options if qualified, no lifetime maximums, and many more. There are some difficult parts to understand; the differences between ON and OFF the exchange, “metal levels” and how Cost Sharing Reduction is applied, and the introduction of the new State exchange, moving from the Federal exchange.
Many grapple with making the decision between the many plan choices. We assist you with narrowing your options by determining what is best for you and your situation, how taxes are impacted, and so on. We have been there since the beginning and have had the experience of assisting many clients through enrollment. Let us help you identify the best coverage for you and your family’s needs. We do have answers to all your questions! important details like price, value, length of service, and why it’s unique. Or use these sections to showcase different key values of your products or services.
Describe important detaHow does Health Care Reform affect your business’ group health insurance? Premiums, tax credits, groups being exempt from initial enrollment giving them more time to comply with the mandate, fines and penalties. All are major concerns and we understand that the industry has gotten even more complicated. We are proud that we have kept ahead of the curve with all the changes and can either answer your questions or have resources to find the right answer to all your concerns. Applying for a group coverage plan has never been easier. There’s no more underwriting and groups can apply for coverage any time during the year as they do not have to adhere to the individual “open enrollment” standard. Group ancillary products such as dental, vision, life, accident, short and long term disability are also options to custom design an overall benefits package for your business. Let us help you in the design.ils like price, value, length of service, and why it’s unique. Or use these sections to showcase different key values of your products or services.
Who
we are
Insurance plans can be tricky to navigate. New laws have significantly changed the landscape of health insurance. Our agents are fully qualified to help you navigate the waters and find the plan that is perfect for you and your family. Contact us today to find out how we can help you! While finding a good plan may not be the most glamorous decision you will make, it is one of the most important. We are here to simplify your health insurance decisions!
